The privacy and personal information of our customers, employees, and stakeholders are essential to Capitalwise Dynamic Pay Ltd. By the Nigerian Data Protection Regulation (NDPR) Framework, the General Data Protection Regulation (GDPR) Framework, and the International Organisation for Standardization's (ISO) 27701 standard, we collect, use, disclose, and handle personal information by this Privacy Policy.

1.0 Collection of Personal Information:

1.1 Forms of Information: To provide our financial services, we may collect a range of different conditionsof personal information, such as but not restricted to:

• Name, address, phone number, and other identifying information.
• Information on transactions and finances.
• Employment information.
• Information is gathered using cookies, our website, or similar technologies.

1.2 Data Minimization:
By data minimization and purpose limitation principles, we will only gather personal information that is essential to and directly relevant to our business operations. We shall ensure that the gathering of personal data complies with all applicable Federal Republic of Nigeria laws, rules, and contractual obligations.

2.0 Uses and Processing of Personal Information

2.1 Purposes:
The following uses of personal information gathered by Capitalwise Dynamic Pay Ltd are possible:

• Providing financial services, including account management and processing transactions (loans, savings, asset management).
• We are Carrying out risk analyses and due diligence.
• Respect for contractual, statutory, and legal duties.
• Managing issues about employment.
• We are improving service delivery and customer experience.
• Marketing and communication goals with the appropriate approval when needed.

2.2 Data Minimization: We only utilize personal data that is required to achieve the stated goals, making sure the information is current, accurate, and relevant. In compliance with any applicable data retention policies, we shall only keep personal information as long as it is necessary for the purposes it was obtained.

3.0 Data Security and Confidentiality:

3.1 Information Security: To prevent unauthorizedaccess, disclosure, alteration, or destruction of personal information, we take reasonable technical and organizational precautions. Encryption, access limits, and recurring security audits are some of our data security methods.

3.2 Confidentiality: Personal data is treated with the highest care and confidentiality because our employees and third-party service providers who have access to it are subject to confidentiality responsibilities.

4.0 Data Sharing and Disclosure:

4.1 Third-Party Service Providers: Under stringent confidentiality and data protection guidelines, we may share personal information with dependable third-party service providers who help us deliver our financial services.

4.2 Legal Compliance: When compelled by law, legal processes, or government bodies, we may share personal information.

5.0 Data Subject Rights:

5.1 Access and Correction: You have the right to request access to and, if necessary, correct your personal information.

5.2 Erasure: In some situations, you can ask that your data be deleted.

5.3 Objection: In certain circumstances, you have the right to object to processing your personal information.

5.4 Data Portability: You can ask to get your persona a machine-readable format that is structured and widely accepted.

5.5 Withdraw Consent: You have the right to revoke any consent you may have given for processing your personal information at any time.

6.0 Children's Privacy: Minors under 18 cannot use our financial services. We don't deliberately gather personal information from children; if we do find any, we’ll take the necessary steps to remove it.

6.1. Modifications to this Privacy Policy: We reserve the right to change this Privacy Policy periodically. Any modifications will take effect after we publish the updated Policy on our website. We urge you to routinely examine our Policy so that you know how we protect your personal information.

Contact Us: Please contact us at info@capitalwisepayment.com if you have any inquiries about our privacy statement or how we manage your data.

You acknowledge that you have read, comprehended, and agree to collect, use, and share your data as set in outlined Privacy Policy by using our financial services.

Please note that the information collected by Capitalwise Dynamic Pay Ltd through our website and financial services is the only information covered by this privacy statement. We aren’t usually the ones that handle the privacy policies of any websites or services linked to our website. Before submitting any personal information, we advise you to review the privacy policies of other websites or services.