Capitalwise Dynamic Pay Ltd is geared towards creating an enabling environment for individuals and businesses by rendering first class financial services towards bridging a financial gap.
Week Days: 09.00 to 17.00 Saturday & Sunday: Closed
Frequesntly asked questions
What is the interest rate on your savings?
Up to 9.5% per annum.
Would there be deductions from my savings?
Yes. In case of breach or when conditions are not met.
What is the minimum and maximum amount of loan I can take?
Once you meet with the requirements, you can access minimum of ₦100,000 and maximum of ₦5,000,000. Excluding payday loan where you can access 50% of your net income.
Why do I need a guarantor?
Your guarantor is needed to attest to your eligibility for loan and also serve as a fallback in an event of default.
What category of I.D card do you regards valid?
Drivers license, Permanent Voters Card, International passport, National ID.
Is it required to save money before I get a loan?
No. However, some loan products require you make a 30% equity contribution.
Can I pay off my loan at once when I have money before my tenure expires?
Yes, you can.
How do I make repayment?
Bank transfer, Standing order, Cheques, Auto Debit
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How do I check my eligibility for a loan?
Meeting the requirements and agreeing to the terms and conditions of Capitalwise loan offers.
How many days does it take to process a loan?
Under 48 hours.
Can I apply for a loan that is less than ₦50,000?
Yes, under the payday loan service.
How long can I save for?
Savings are renewable yearly.
Can I apply for a loan as a salary earner?
Yes, you can. As long as you meet all requirements.
Can I use a family member as a guarantor?
No.
Can I pay off my loan at once when I have money before my tenure expires?